The federal employees health benefits program and medicare

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Enhance your benefits with Kaiser Permanente Senior Advantage for Federal Members (HMO). You get better benefits without increasing your FEHB premium.1 Have questions? We’ll help you choose the right coverage for you.

  • Get better benefits
  • Seminars
  • Ready to enroll
  • More information
  • Not a KP member?
  • Cost-sharing changes

Get lower copays and extra benefits, and get up to $3,000 reimbursement per year ($250 per month) for your Medicare Part B premium.

This covers what most people pay, including Late Enrollment Penalties (LEP) and Income Related Monthly Adjustment Amount (IRMAA). When you enroll in High or Standard Option Senior Advantage 2, Kaiser Permanente will reimburse you up to $250 per month for your standard Medicare Part B premium. Your spouse is eligible too – that's up to $6,000 each year.

No matter which Senior Advantage plan you choose, you’ll get better benefits and save on your out-of-pocket costs than with your FEHB benefits alone. Benefits vary by plan option.

  • No deductibles, and lower copays for most covered services and some prescription drugs

  • The federal employees health benefits program and medicare

    Non-emergency transportation and meal delivery

  • The federal employees health benefits program and medicare

    Extras like hearing aid, eyewear, and dental coverage

  • The federal employees health benefits program and medicare

    Membership in Silver&Fit® fitness program at no extra charge2

Take a look at the choices you have and the additional benefits you get when you enroll in one of our Senior Advantage plans for Federal Members by viewing our comparison chart.

The federal employees health benefits program and medicare

Join us for a FREE seminar3

Have questions about Medicare? Our Retiree Consultant is here to help! Meet your trusted Northern California Medicare specialist in this video. Then join us for a free seminar to learn more about how you can get better benefits without increasing your FEHB premium. Register and attend an online seminar, and get a free gift!3

See a list of online seminars

Ready to enroll?

Enrolling with Kaiser Permanente is easy with our secure online enrollment application.

Want more information?

Download our guide, Your 2023 Kaiser Permanente FEHB Guide to Medicare, to learn more about Kaiser Permanente Medicare health plans. Or, call one of our Kaiser Permanente Medicare specialists at 1-877-547-4909 (TTY 711), 7 days a week, 8 a.m. to 8 p.m. to get a Guide by mail. Our Medicare specialist can also go over your exclusive Senior Advantage plan for Federal members or help you find a seminar near you. Hablamos español.

  • The federal employees health benefits program and medicare

    2023 FEHB Guide to Medicare

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  • The federal employees health benefits program and medicare

    2023 Senior Advantage Enrollment Kit

    View
  • The federal employees health benefits program and medicare

    2023 Senior Advantage 2 Enrollment Application

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  • The federal employees health benefits program and medicare

    2023 Senior Advantage 2 Program Description

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  • The federal employees health benefits program and medicare

    2023 Senior Advantage 2 Part B Premium Reimbursement Instruction Flyer

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  • The federal employees health benefits program and medicare

    2023 Senior Advantage 2 Proof of Part B Premium Submission Form

    View
  • The federal employees health benefits program and medicare

    Silver&Fit Exercise and Healthy Aging Program Flyer

    View
  • The federal employees health benefits program and medicare

    2023 Northern California FEHB Senior Advantage EOC

    View
  • The federal employees health benefits program and medicare

    2022 FEHB Guide to Medicare

    View
  • The federal employees health benefits program and medicare

    Senior Advantage Enrollment Kit

    View
  • The federal employees health benefits program and medicare

    2022 Senior Advantage 2 Enrollment Application

    View
  • The federal employees health benefits program and medicare

    2022 Senior Advantage 2 Program Description

    View
  • The federal employees health benefits program and medicare

    2022 Northern California FEHB Senior Advantage EOC

    View

If you’re not a Kaiser Permanente member yet

You must first enroll in a Kaiser Permanente FEHB plan before you can apply for a Kaiser Permanente Medicare health plan for Federal Members.

Find a Plan Now

Medicare Coordination of Benefits rule change

Starting on January 1, 2022 your cost-sharing may increase if you have Original Medicare (Medicare Parts A and/or B) and are not enrolled in a Medicare health plan. View this FAQ to learn more. Or watch this video to get more details.

View FAQ

Nondiscrimination notice

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Kaiser Permanente is an HMO plan with a Medicare contract. Enrollment in Kaiser Permanente depends on contract renewal. To join a Kaiser Permanente Medicare health plan, you must reside in the Kaiser Permanente Medicare health plan service area in which you enroll. Enrolling in a Kaiser Permanente Medicare health plan for Federal members will not affect the benefits you receive through the Federal Employees Health Benefits (FEHB) Program, although the network and other rules of Medicare may apply. FEHB Program coverage is described in FEHB brochure RI 73-003.

1You must continue to pay the Medicare Part B premium to remain in the Kaiser Permanente Senior Advantage (HMO) plan.

2Silver&Fit® is a federally registered trademark of American Specialty Health, Inc.

3Free with no obligation. For accommodations of persons with special needs at meetings call 1-855-402-0690 (TTY 711).

This page was last updated: October 1, 2022 at 3:00 pm PT

Is Medicare primary over FEP?

As long as you are still actively working, FEP will be your primary coverage and Medicare late enrollment penalties will not apply. Once you retire, you'll have 8 months to enroll in Medicare Part B before the penalty kicks in.

What health insurance do most federal employees have?

Federal Employees Health Benefits (FEHB) Program http://www.opm.gov/healthcare- insurance/healthcare/ FEHB provides comprehensive health insurance. You can choose from fee-for-service plans, health maintenance organizations, consumer-driven plans and high deductible health plans.