Can you make a bank account online wells fargo

Opening a new account – much like going off to college – is a rite of passage for many students. The account you choose can help you ease into the habit of managing your own money and making good financial decisions while in school. Here’s a guide on how to open your first checking or savings account:

Figure out what you need

When it comes to determining what accounts will work for you, review your needs. Are you looking for an easy way to access cash? Will you need to write checks? Do you need a way to set money aside for longer-term savings goals? Also, consider the proximity and availability of your bank’s ATMs and branches, in addition to other personal preferences that may be important to you like online banking and overdraft protection.

The type of account you require will be based on your personal and financial needs and goals, so it’s important to know these before choosing your accounts.

Consider your options

Once you’ve identified your needs, evaluate your options:

• Checking account: A checking account can be opened individually or jointly, and you’ll need your basic information, Social Security number, driver’s license, and a minimum opening deposit amount. Most checking accounts come with checks, some don't - choose which you'll need. The account can usually be linked to a debit card – giving you quick access to cash – and can be managed online, as well as at ATMs. Wells Fargo also has a unique service for cardholders called Card Design Studio® service, where you can insert your favorite image to appear on your Wells Fargo Debit Card. You can also provision your debit card to a digital wallet.
  
• Savings account: Similar to checking, you’ll need to choose between an individual or joint savings account, and be prepared with the same basic information and an opening deposit amount. It is never too soon to start saving for your future financial goals. With an account like Wells Fargo Way2Save Savings , you have the opportunity to save automatically by linking to your checking account.

Actively monitor your accounts

Once you’ve set up your accounts, review your options for monitoring and managing them. One way to keep tabs on the status of your accounts is with alerts sent right to your email or wireless device. By signing up for these alerts, you can be notified quickly when a transaction takes place, allowing you to help monitor your account activity wherever, whenever.

There are a variety of Wells Fargo products that can assist you in managing your accounts. Wells Fargo Online® gives you 24-7 access to your accounts with activity details as well as various alerts you can choose from. And with Wells Fargo Mobile®, you can check your accounts on the run – choose from the mobile website or apps to help access your account.

Opening your first bank account is just one milestone in your financial future. Once you get started with opening an account, you’re one step closer to building a solid financial foundation for years to come.

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• Personal
• Savings Accounts and CDs (Time Accounts)

Savings Accounts and CDs (Time Accounts)

Save for rainy (and sunny) days

with a Way2Save® Savings account.
Open with $25.

Simple savings account solutions

Way2Save® Savings

Build your savings—automatically

• Save As You Go® automatic transfer option
• Monthly or daily automatic transfer options
• Optional Overdraft Protection for your checking account
• Monthly service fee: $5 (how to avoid this fee); open with $25

Learn more

Open now

Platinum Savings

Access our highest savings interest rates

• Higher rates may be available with a Relationship Interest Rate
• Check writing and automatic transfer options
• Optional Overdraft Protection for your checking account
• Monthly service fee: $12 (how to avoid this fee); open with $25

Learn more

Open now

Wells Fargo CDs

A Wells Fargo CD (also known as a Certificate of Deposit or a Time Account) provides a guaranteed rate of return, even during uncertain times.

No monthly service fee; open with $2,500

Open now

Compare all savings accounts and CDs

Account management tools

Financial education

Empower yourself with the Financial Guide, with resources that range from financial basics to retirement.

My Savings Plan®

The online tool My Savings Plan® helps savings customers plan, monitor, and save to reach financial goals.

Personalized budget

Track spending, devise budget goals, set up account alerts, and efficiently manage expenses with Budget Watch.

Privacy and security

Your account safety has been a top priority for 160 years. We continue to work to help protect your financial information.

Still have questions?

For questions about new
accounts.

For existing accountholders or questions:
1-800-869-3557

More options to explore

Checking

• Get a student checking account
• Compare checking accounts
• Checking and Savings FAQs

Avoid the monthly service fee when you maintain a $3,500 minimum daily balance each fee period.

Save As You Go®

A qualifying Save As You Go transfer is an automatic transfer of $1 from your linked Wells Fargo checking account to your Way2Save Savings account each time you (or any authorized signer or joint owner) use your debit card for a one-time purchase or complete a Bill Pay transaction through online banking, and the one-time debit card purchase or Bill Pay transaction posts to the account. We reserve the right to determine through our sole discretion if a particular transaction is a qualifying transaction.

Avoid the monthly service fee when you have one of the following each fee period:

• $300 minimum daily balance
• 1 automatic transfer each fee period of $25 or more from a linked Wells Fargo checking account
• 1 automatic transfer each business day within the fee period of $1 or more from a linked Wells Fargo checking account
• 1 or more Save As You Go® transfers from a linked Wells Fargo checking account
• Primary account owner is 24 years old or under

Can you create an account with Wells Fargo Online?

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Can a bank account be created online?