A credit score of 650-700 is considered Above Average to Good. Find good credit cards you can qualify for in this score range. Show
What Is a Credit Score of 650-700?This range spans the Average and Good credit score categories. An Average score is usually 551-669, while a Good score goes up to 719. So this range is considered Above Average to Good. A score in this range may mean:
In this range, you'll still be able to qualify for good rewards cards and benefits, although the elite credit cards may be out of your reach. You can qualify for better cards if you have other factors in your favor, such as overall low debt, good income, and not too many open card accounts. Read on for the top credit cards to consider. Travel RewardsCapital One Venture With double points on all purchases, Global Entry application credit, and a selection of airline partners, the Venture is a solid travel card for a modest annual fee. Capital One Venture offers 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months. This card earns 2x miles per dollar on all purchases. There are no foreign transaction fees. You get up to $100 credit for Global Entry or TSA Pre✓®. There is a $95 annual fee. Cash Back (higher credit)Chase Freedom Unlimited This will depend on other factors. If you have no other debt and a great payment history, your approval odds will be much higher. This card has a long intro APR—usually a perk for those with better credit scores. And there is no annual fee. Chase Freedom Unlimited lets you earn an extra 1.5% on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back. You earn 5% cash back on travel purchased through Chase Ultimate Rewards®; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases. There is also a 0% intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 17.99% - 26.74%. The cash back rewards will not expire as long as your card account remains open. There is no annual fee. Cash Back (lower credit)Capital One QuicksilverOne It's difficult to find reward cards for lower credit scores, so this is a great option. As long as you spend at least $217/month on the credit card, your rewards will outweigh the annual fee. Capital One QuicksilverOne earns 1.5% cash back on all purchases. There is a $39 annual fee. Up to 5% Cash BackDiscover It Discover It offers the potential for high cash back with no annual fee. Discover cards have no foreign transaction fees, so they also make good travel cards. Discover It will match all the cash back you've earned at the end of your first year. This offer is only for new customers. This card earns 5% cash back in bonus categories that change each quarter (up to the quarterly maximum; requires free activation each quarter). All other purchases earn 1% cash back. Build CreditCapital One Platinum This card allows those with lower credit scores to get an unsecured credit card. You can use it to build credit and later upgrade to a rewards card. Capital One Platinum offers a no annual fee credit card to people with fair credit. Bottom LineThere are still plenty of good options for the 650-699 credit score range. Other positive factors, like no missed payments or higher income, may quality you for better cards. This credit score range still has room for improvement. Keep on making payments on time and reducing your credit card debt. Soon, you'll be able to upgrade to one of the premium reward cards. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. This site may be compensated through the Advertiser's affiliate programs. Editorial Note: This content is not provided by Capital One. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Capital One. Editorial Note: This content is not provided by Chase. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Chase. This site may be compensated through the Advertiser's affiliate programs. Editorial Note: This content is not provided by Discover. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Discover. Disclaimer: The information for the Capital One Venture Rewards Credit Card, Discover it® Cash Back, Capital One QuicksilverOne Cash Rewards Credit Card, and Capital One Platinum Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Can you get approved for a credit card with a 650 score?You need a score of at least 700 to have "good" credit. But a 650 credit score isn't "bad," either. It's actually in the "fair" credit tier. As a result, you should be able to get a credit card or loan with a 650 credit score.
What is the easiest unsecured card to get?The Credit One Visa Card is the easiest unsecured credit card to get. It is available to people with bad credit or no credit. Cardholders also earn 1% cash back on eligible purchases.
What can I get with a 650 credit score?As someone with a 650 credit score, you are firmly in the “fair” territory of credit. You can usually qualify for financial products like a mortgage or car loan, but you will likely pay higher interest rates than someone with a better credit score. The "good" credit range starts at 690.
Can I get a Discover card with a 600 credit score?None of the cards have a minimum credit score required for approval. Discover also offers a pre-approval form, so people can see whether they would be approved for a credit card and what APR they would receive before they apply.
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Unsecured credit cards for 650 credit score
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