Mobile Check DepositHave a check to deposit? Skip a trip to the branch and deposit your check right from your camera enabled smartphone! Show How do I get started: (view a tutorial here)
For most Mobile Check Deposits, funds will become available in your account after the file is processed by the Credit Union. Mobile Check Deposits are posted to member accounts twice per day. Funds could be deposited into your account the same day if your mobile check deposit is made prior to 3pm on a regular business day. If your mobile check deposit is made after 3pm, it will not be processed until after 8:30am the following business day. All checks are reviewed for accuracy and will not be processed on weekends or holidays. The back of the check must be signed and include the following statement: "For Mobile Deposit Only ServU FCU." All checks are subject to a hold at the discretion of the Credit Union. In this case, funds may show as deposited into your account, but the funds will not show as available. Members must qualify for this service. Do I need to endorse my check? What do I do
with my check after depositing using Mobile Check Deposit? When will the funds be available? What are the limits? How do I know my limit? What
happens if I have a check that exceeds my limit? Tips for taking a good photo: ServU does not charge a fee for using Mobile Check Deposit, however your wireless carrier may charge data/text messaging fees. Some account types may not qualify for Mobile Check Deposit. These include business, organization, and association accounts, accounts with delinquent loans or negative balances, and minor accounts without teen share draft or teen debit
cards. Mobile Check Deposit allows you to take a picture of a check to make deposits to your First Service account using your iPhone, iPad or Android device. Save a trip to the credit union by depositing your checks with your smartphone or tablet by using our free First Service FCU Mobile App with Mobile Check Deposit. Mobile Check Deposit is offered by First Service with no service charge!* Eligibility Requirements
Check Deposit GuidelinesYou can only deposit checks into accounts held by the person that the check is made payable. Mobile Check Deposit is not available for foreign items, savings bonds, or money orders.
Funds Availability
If you are interested in signing up for Mobile Check Deposit, call 614-836-0100 during normal business hours to activate this service. *If an item you transmit for deposit is dishonored, rejected or otherwise returned unpaid, you agree that we may charge back the amount of the return to the account the check was originally deposited to; and you may be assessed a returned deposit item fee. Are mobile deposit funds available immediately?Unless a hold is placed, deposits on a business day before cutoff time will be processed that night and are generally available the next business day.
How long until mobile deposit funds are available?In some cases, a mobile check deposit can be available within just a few minutes of uploading the check into the mobile banking app. However, it usually takes around one business day for deposits to go through. Following instructions from the bank carefully regarding uploads can speed up the deposit timeline.
How much can I withdraw from Service Credit Union?ATM and Debit cards are subject to a daily cash withdrawal limit of $1,000 per calendar day. This limit may be less if Service CU network is temporarily unavailable. Terminals not owned by us, which may be accessed by your ATM or debit card, may have additional limitations.
What time do mobile deposits usually clear?Mobile Check Deposit. |