Red river credit union mobile deposit funds availability

About this app

With the RRfCU mobile banking app you can

- View account balances, activity, and history
- Deposit checks
- Pay bills
- Transfer funds
- Send and receive secure messages
- Set up account and security alerts
- View locations and hours of operation
- and more!

Data safety

Ratings and reviews

Needs serious work. Ever since the last update back in March, every time I try to log in, I get messages that the connection is slow even if I have full 4G service and will only go all the way through to my accounts page about half the time after multiple attempts. Once in, everything works fine so it seems to be an issue with their sign in process. It seems like a common issue looking at reviews so it really should be addressed.

17 people found this review helpful

The Bank App pretty good some of the time. It will sometimes stall with a blackout glitch when trying to open to view my balances & transactions from checkings or savings. It can be kind of be frustrating when you need to check it before making any financial decisions to purchase and item in real time or make a sudden purchase. If all possible maybe have a program specialist check into the glitch or causing error. Thank you.

6 people found this review helpful

The last major update really improved the app. Provides the information I need about my account and can make transfers. Also lets me filter the transactions making it more user friendly. Haven't tried the deposit checks feature but that is a big plus too. Sometimes I have an issue logging on with my fingerprint after not logging on in a while; takes a bit longer or have to use password but then works again. Overall works very well, and I'm happy.

3 people found this review helpful

What's new

Enhancements and minor bug fixes

About this app

Red River FCU Mobile Banking Features:
- Check Balances
- View Transaction History
- Deposit Checks
- Transfer Funds
- Pay Loans

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.

No data shared with third parties

Learn more about how developers declare sharing

No data collected

Learn more about how developers declare collection

Ratings and reviews

I have a business account and a personal account at the same Credit Union and it won't let me load both accounts on the app. And it won't let me re-load the app separately. So that means I have a choice of being able to Monitor, deposit Etc my business account or my personal account. Not really a big deal I guess but a little frustrating I would think they could fix this.

2 people found this review helpful

I used to love this app, but ever since the new year its been all kinds of messed up!! January wouldn't show all purchases made, or the correct information, and now its not running properly and keeps shutting down.

3 people found this review helpful

screens flashes and refreshes so you can't scroll thru your transactions. login text missing is missing or comes and goes. only good thing about this app is the ability to deposit checks.

3 people found this review helpful

What's new

Product Enhancements
Bug fixes and performance improvements

Similar apps

To perform a Mobile Deposit, you must have an HRCCU checking account, be enrolled in Online Banking, and have our Mobile Banking App downloaded.

Once you have confirmed you have these items, please use the following instructions:

  1. Sign your check, and below it, write “Mobile Deposit or e-deposit” and include date and member number.
  2. Log into your HRCCU Mobile Banking App.
  3. Click ‘Deposit’. Then click ‘Deposit Check’.
  4. Select checking account to deposit check into and type in the check amount.
  5. Continue to follow steps by taking photos and submit for processing*.

*Processing occurs Monday – Friday throughout the day until 5 pm. Deposits post to member accounts within 2-3 hours. The first $200.00 is available within 2-3 hours of processing time (the rest is on a 2 business day hold). Maximum deposit amount is $2,5000 per day. There is no limit on the number of daily deposits, as long as it does not exceed $2,500.00. Check(s) should be kept for 60 days.

Need further assistance? You can also call us at 518-886-3400 for support during normal business hours.

Does Red River Credit Union have mobile deposit?

Red River Bank's mobile deposit technology turns your smartphone into a fast, easy method of submitting checks for deposit. It's free. It's available 24 hours a day.

How long does it take for a check to clear through mobile deposit?

In some cases, a mobile check deposit can be available within just a few minutes of uploading the check into the mobile banking app. However, it usually takes around one business day for deposits to go through.

What time does direct deposit hit Red River Credit Union?

Q: When can I expect credit in my account? A: Deposits are reviewed twice each business day. Before 12PM deposits will have same day availability, deposits after 12PM may be subject to next day availability.

How much money can you withdraw from Red River Credit Union?

ATM SERVICES You may withdraw cash up to $600/day (Not to exceed $100 when system is down) from your checking account(s), your money market account(s) and your savings account(s). You may transfer funds between your checking and savings accounts and your checking and money market accounts.