Teachers federal credit union mobile deposit endorsement

Your Money, Your Future, Your Credit Union…in your pocket! Download our mobile app and enjoy checking your balance, transferring funds, and depositing checks all on your phone!

Before you deposit your check:

• Endorse the check, be sure to include your account # and label it “For mobile deposit to WFTFCU.”
• Flatten folded or crumpled checks before taking your photos.
• Know the limits- there is a $3,000  maximum deposit for a single check and $5,000 maximum aggregate deposit per day.

To deposit:

• When prompted for the amount, carefully enter the check amount to ensure it matches the amount written on your check.
• Items received 9:00 a.m.-2:00 p.m. M-F on business days will be processed the same day.

Take the photo:

• Place the check on a solid dark background before taking the photo.
• Take the photo of your check in a well-lit area.
• Keep your phone flat and steady above the check when taking your photo.
• Keep the check within the view finder on the camera screen when capturing your photo.
• Make sure the MICR line (numbers on the bottom of your check) is readable and that all four corners are visible.
• Make sure that the entire check image is visible and in focus before submitting your deposit and that there are no shadows across the check.

Download the App

For Members with Personal Accounts

Recently we have launched our new Online Banking platform. The new experience features a bright and contemporary design with intuitive, custom tiles. You can easily deposit a check virtually using the new mobile app. 

• Download the new TCU mobile app and enroll your membership
• Sign the back of the check and write "For mobile deposit with Teachers Credit Union" 
• When the TCU Mobile app is open click on the Deposit a Check tile, then select the Deposit a Check button
• Under Select Account, tap the arrow to the right of Deposit Account
• Choose the account for your deposit
• Tap on "Front" then place the check front-side-up on a flat surface and position your camera directly over the check
• Take a picture of the front side of your check
• Tap on "Back" and take a picture of the back side of your check
• Enter the amount of the check and an optional description
• Then, tap "Submit Deposit"

Please note: the Deposit Check is available through the mobile app only.

Please make sure your signature on the paper check is legible and the photos you take are clear.

You also should double-check the amount of the check against what you’ve entered to avoid a mismatch when trying to submit a deposit. Simple errors can cause your mobile check deposit to be rejected.

Finally, don’t discard the paper check immediately. If something goes wrong with your mobile check deposit, you may need to deposit the paper check instead. Hold on to the check and, after the mobile check deposit clears, you can safely destroy the paper check or void it and keep it on file.

For Business Members

Mobile check deposit is a convenient way to add money to TCU accounts. Here's how it works:

• Download TCU’s Business Mobile App.
• Then log in to the app and find “Deposit A Check” in the menu.
• Next, sign the back of the check the way you would if you were depositing it at a branch — and add the line, “For Mobile Deposit Only with TCU.” Designate the account.
• Enter the check amount.
• Take a photo of the front and back of the check using your mobile device’s camera.
• Review the deposit details, then hit submit to process your deposit.

Watch How to Use Mobile Check Deposit for Fast and Simple Business Deposits