Delta community credit union mobile deposit endorsement

Q: How do I endorse a check to mobile deposit credit union?

Endorse your check for Mobile Deposit as: For USECU Mobile Deposit Only.” Make sure to include your signature. We recommend that you retain the paper check for 30 days until it has cleared the issuers financial institution.

Use your smartphone and TCCU Mobile Banking to deposit checks from anywhere!

Table of Contents Show

Deposit your check from anywhere with Digital Banking!
Instructions
How do I endorse a check to mobile deposit credit union?
Does Delta community have mobile check deposit?
How long does it take for a check to clear at Delta Community Credit Union?
How do I deposit a check online with Delta credit union?

When you have a check to deposit but no time to visit the credit union, use Mobile Check Deposit service. Available from our mobile app.

Log in using the TCCU mobile banking app. If you are not already using TCCU mobile, download our app from your app store. “Deposit” is located at the bottom of the home screen. Tap on Deposit, input your user credentials and follow the prompts.

Approval required. Checks deposited by 4PM will show in your account by 4:30PM.
24 hour check holds may apply.

Click here to view the TCCU Electronic Funds Transfer agreement
and disclosure which includes mobile banking transactions.

Please do not attempt to use our Online Banking, Telephone Banking or Mobile Banking app while driving.

Deposit your check from anywhere with Digital Banking!

Instructions
Limits
Tips

Instructions

Endorse your check and add 'Mobile Deposit Only' below your signature.
Log in to CFCU' Digital Banking or Mobile App.
- If you are using the app, select 'Deposits' in the main menu.
- If you are using a browser, click on the 'Accounts' tab and select 'Deposit a Check'.
Place check on a solid background that contrasts with the color of the check.
Follow instructions and prompts on the screen.
Keep your check in a safe location and in one to two business days* you will see the funds available in your account. You are then safe to shred your paper copy of the check.

If you would like an alert when your transaction posts you can sign up for email and/or text alerts.

Limits

You can deposit as many checks as needed up to the daily deposit limit of $50,000.

Tips

General Tips:

Sign/Endorse the back of your check and label it “Mobile Deposit Only.”
When prompted for the amount, carefully enter the check amount to ensure it matches the amount written on your check.
Make sure the entire check image is visible and in focus before submitting your deposit.
Ensure the MICR line (numbers on the bottom of your checks) is readable.

Taking the Photo:

Take the photos of your checks in a well-lit area and ensure that there are no shadows across the check.
Flatten folded or crumpled checks before taking your photos.
Keep the check within the viewfinder on the camera screen when capturing your photo.
Place the check on solid background before taking the photo.
Keep your phone/camera flat and steady above the check when taking your photos.
Hold the phone/camera as square to the check as possible to reduce corner to corner skew.
Ensure all four corners are visible.
Check image is not blurry.

Uploading the Photo:

If you are using the App, it will auto-size and rotate the image for you.
If you are using the browser-based upload option, please note the following:
- A small amount of background is necessary but try not to get too much.
- If your image has a large amount of background you may need to crop out the excess.

You may need to rotate the image, so the written information is upright and horizontal.

*Please note that mobile check deposits are subject to review. In general, deposits up to $5,000 per day will be available within one business day. In general, deposits in excess of $5,000 per day will be available within four business days. Funds may be held for longer periods at our discretion. See our Mobile Deposit User Agreement for full details. Agreement is viewable within your Digital Banking access, once logged in, select profile and then "Accepted Disclosures", or upon request.

A Username and Password is required for logging into this app and can only be created when registering for online banking. To register for Delta Community’s Online Banking service, visit our website at www.DeltaCommunityCU.com and choose New Enrollment in the login box.

Enjoy the convenience of managing your account anywhere and at any time. You can check your balance, transfer funds, make a bill payment and now add money to your account with our newest Mobile Deposit feature. It’s like having a tiny branch in the palm of your hands. Download and get started today!

FEATURES OF Delta Community Credit Union MOBILE BANKING
• Review account balances and transactions
• Transfer funds between accounts
• Pay bills**
• View copies of cleared checks
• Locate surcharge-free ATM’s and Delta Community Credit Union branches

SAFE AND SECURE
Delta Community Credit Union uses SSL (Secure Socket Layer) encryption to communicate securely through all mobile devices.

*Must be enrolled in Online Banking. There is no charge from Delta Community Credit Union, but messaging and data rates may apply.
**Must have Bill Pay setup previously in Online Banking.

How do I endorse a check to mobile deposit credit union?

Endorse your check for Mobile Deposit as: “For USECU Mobile Deposit Only.” Make sure to include your signature. We recommend that you retain the paper check for 30 days until it has cleared the issuer's financial institution.

Does Delta community have mobile check deposit?

Now you can securely and conveniently make deposits to your Delta Community Checking, Savings or Money Market Accounts using your smartphone or tablet device with our Mobile Check Deposit service. All you need is a phone with a camera, Delta Community's Mobile App and a valid check.

How long does it take for a check to clear at Delta Community Credit Union?

1. GENERAL POLICY — Our policy is to make funds from your cash and check deposits available to you on the next business day after we receive your deposit. Electronic direct deposits will be available on the day we receive the deposit.

How do I deposit a check online with Delta credit union?

Delta County Federal Credit Union offers a Remote Deposit Capture App (RDC), which allows you to deposit checks remotely, anytime from anywhere, via a smart phone or tablet! Download the app today! Enter the check amount, which needs to match the written amount of the check. Post-dated checks cannot be processed.

delta community credit union mobile deposit endorsement