Can you use zelle to send money to yourself at another bank

You can send, receive, or request2 money with Zelle. To get started, make sure you are enrolled in United Bank’s mobile banking app, Bank With United in the Apple App Store or Google Play. If you’re already enrolled, select the “+” symbol, then select “Zelle” to get started.

To send money using Zelle, simply select your recipient from your mobile device’s contacts (or add your recipient’s email address or U.S. mobile number), add the amount you’d like to send, review, then hit “confirm.” In most cases, the money is available in minutes1 .

When someone sends you money using Zelle, you will be notified via email or text message that you have received a payment.

To request money using Zelle, select the person that you are requesting a payment from and confirm that the email address or mobile phone number is accurate. You can then enter the amount you are requesting and confirm the request2 .

Zelle® is the answer for so many situations.

Need to pay rent? Zelle®. Share household expenses? Zelle®. Settle up with friends for a night out? Yep, Zelle® again. Check out the video below to see how easy it is.

Plus, with Zelle® ready contacts, it’s easy to know who’s already enrolled with Zelle®. When you see a purple “Z” icon next to someone’s name on your contact list, you can send them money with Zelle® anytime with the confidence that it’ll be in their account in minutes. Learn more about Zelle® ready contacts below in the FAQ.

Why use Zelle®?

It’s safe.

With Zelle®, money travels directly between accounts with no stops in between. And as a U.S. Bank customer, you’re protected by our Digital Security Coverage.

It’s fast.

Money you send with Zelle® can be in your recipient’s account in minutes,2 making Zelle® an ideal way to share the cost of expenses between friends or send the gift of money.

It’s convenient.

Find Zelle® in the U.S. Bank Mobile App or online banking. All you need to send money is the recipient’s email address or U.S. mobile number.

It’s easy.

Sending money is simple. Just pick a trusted recipient, enter an amount and hit Send. You can track your payment in mobile or online banking. Requesting money is just as easy.3

It’s personal.

You can add emojis and choose from a wide variety of colorful, entertaining eCards to send with your Zelle® payment. Add a personal touch for any occasion – or just a bit of fun for no reason at all. See our eCard FAQ.

Already have the U.S. Bank Mobile App?

You can also use Zelle® in online banking.

You can start using Zelle®anytime you're banking in the app or online. Simply log in to your account and explore everything you can do.

Log in and try Zelle® now

Frequently asked questions

Are you wondering, if you can send money to yourself using Zelle from your one bank account to another bank account?

Well, if yes, you have reached to the right web page.

Here in this post, we have discussed whether you can Zelle yourself or not, which you can, but there is a catch.

So, let’s get started and get into the details.

Zelle is a P2P free payment’s app that lets you send money to anyone using it. The best part of using Zelle is that money is transferred directly from your account to the recipient’s bank account. Zelle doesn’t store the money in the middle like other payment apps such as Cash App, Venmo, etc.

Sending money via Zelle is really simple, you just need to know the recipient’s phone number or email address associated with their Zelle account. In short, you don’t need to know and enter the person’s bank account details to send money.

Zelle was made by some of the largest banks such as banks Bank of America, BB&T, Capital One, JPMorgan Chase, PNC Bank, U.S. Bank, and Wells Fargo, etc.

However, now it has partnered with over a thousand banks across the U.S.

Setting up Zelle is simple, you just need to enter your personal and bank details, and you are good to go. And the best part is that you don’t even need to download a separate Zelle app, as most bank apps already have Zelle integrated within their mobile banking apps.

Well, sending money to someone is pretty simple and quick, but as you are here to know how to use Zelle to send money to yourself, let’s discuss that.

Can you use zelle to send money to yourself at another bank


  • Can I send money to myself with Zelle
  • Can I connect more than one bank account to my Zelle profile
  • Can you use Zelle with multiple bank accounts
  • How do I change the account I use to send and receive money in Zelle
  • Final words

Technically, you can send or transfer money with Zelle to yourself from your one bank account to another bank account. However, but you must have a different email address or U.S. mobile number linked to each account you enroll with Zelle.

In simple words, your both bank accounts must be connected with a different phone number or email address if you want to send money from your one bank to another using Zelle.

When you send money to someone using Zelle, you just need their phone number or email linked with their Zelle. You don’t need to know their bank account details.

Can you use zelle to send money to yourself at another bank

So, similar is the case when you want to send money to your other bank using Zelle. You just need to have a different email or phone number linked with Zelle on your other bank account, then only it will be possible for you to send money via Zelle from one bank account to another.

If you already have different phone numbers or emails linked to your different accounts, you can easily transfer money between them using Zelle as you would normally do to send money to someone else.

In case you try to use the same email address or mobile phone number to enroll with Zelle at multiple banks, you will receive an error message.

SEE ALSO: What is my Zelle ID (2021)


Can I connect more than one bank account to my Zelle profile

Not yet! You can only connect one bank account to your Zelle profile at any given time.

To connect your different bank accounts with Zelle you will need different phone numbers or emails.


Can you use Zelle with multiple bank accounts

Yes, you can use Zelle with multiple bank account, but you will need to link all the accounts with different phone numbers or email addresses.

One phone number or email can only be used to link one bank account with Zelle at a time. However, you can change your bank account associated with your phone or email easily using the Zelle app or contacting your bank support.


SEE ALSO: “I sent money to the wrong person on Zelle” – What to do?


How do I change the account I use to send and receive money in Zelle

If you’re using the Zelle app, you can easily change your account directly within the app.

To switch your account:

  • Tap the settings icon in the top left corner of your mobile screen
  • Tap Account
  • Tap Switch Accounts

Now, follow the instructions to remove your current bank account and link a new account.

Note: You will lose all Zelle transaction history associated with your old account if you switch your account.

Well, If you’re using Zelle through your bank or credit union’s mobile app or online banking, please check their support FAQs or contact their customer support team to change accounts linked with Zelle.


Final words

Zelle can be really handy in sending or receiving the money to and from someone, respectively. However, it can be really an issue for many to Zelle themselves, as most people have only one primary mobile number or email.

But, as discussed above in the post, you can only link your one bank account with Zelle using phone or email at a time.

If you have multiple bank accounts, you will need a different phone or email to link all accounts with Zelle simultaneously.

In case you already have different numbers linked with Zelle for different bank accounts, you can easily send or transfer money between them using Zelle as a medium.

So, that’s all for now. For more guides like this, follow the related posts below.


Further Reading:

What Prepaid Cards work with Zelle (2021)

Does Zelle work with Netspend? How to add it?

Zelle Not Working: Here are 6 Ways to Fix it

[Fix] Zelle payment not showing up (8 Reasons)

Can you use zelle to send money to yourself at another bank

Ankit Kumar is an Engineer by profession and a blogger by passion. Over the last several years, he has written tons of articles, solving queries on Quora. He also has years of experience in investing in Cryptocurrencies, Funds, and Stocks.