Bethpage federal credit union mobile deposit limit

We know you’re busy. Now you can save time and a trip to the branch by remotely depositing checks from the comfort of your home using your iPhone or Android device.*

It's as easy as:

1. Log into your EFCU Financial Mobile Banking app*
2. Select "Deposit" and enter check information
3. Snap a photo of the front and back of the check
4. Confirm your deposit

Be sure to endorse checks properly!

1. Signature
2. "For Mobile Deposit Only"
3. Account Number

Other Tips:

• Make sure all 4 corners of the check show in your photo
• Keep the background as plain and simple as possible
• Checks made payable to cash will not be accepted
• Checks for mobile deposit cannot exceed $3,000 per check

Or check out this tutorial:

Check out our Mobile Deposit FAQs for full informationDeposit Schedule

Note: You can verify that your check has been reviewed and accepted for deposit by clicking "Deposit Check History" under the Deposits menu in the Mobile App.

**If Monday is a holiday, the funds will be available the next business day. Click here for EFCU Financial's holiday schedule.

*Mobile Deposit is functional on iPhone and Android apps only. Your wireless carrier may assess you fees for data or text messaging services. Please consult your wireless plan or provider for details. Available for some accounts only. Deposit limits may apply. Full disclosures here.

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With the Bethpage App, you can check balances, pay bills, and deposit checks from anywhere - without visiting a branch. Staying connected to all your Bethpage accounts is easier than ever.

Plus, you'll have all these features at your fingertips:
• Use Snapshot to check account balances without logging in
• Send money to your friends using Zelle®*
• Transfer between accounts
• Make loan payment
• View monthly account statements.

Visit bethpage.com/betterbanking for more information.

For over 80 years, Bethpage Federal Credit Union has been serving our members with great rates and personal service for all your financial needs. As a credit union, our owners are our members, so our first and only commitment is to you.

Our products and services are federally insured by the NCUA.

Messaging and data rates may apply from your mobile carrier.

* You must be at least 18 years old, have a Bethpage Free Checking account and have a valid email address or U.S. mobile phone number on file to use Zelle® within Bethpage Online and Mobile Banking. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Terms and conditions apply.

Mobile Deposit makes it easy to deposit checks on the go. Use your smartphone or mobile device camera to send an image of your check, and the money goes right into your account.*

Download the mobile app for Apple device | Android device

Mobile Deposit Step By Step

1. Endorse your check and write “For BECU Mobile Deposit Only” near your signature
2. Open the BECU mobile app and sign in.
3. Select Deposits.
4. Select Deposit Check.
5. Enter Amount.
6. Select account you wish check deposited into.
7. Take picture of front of check.
8. Take picture of check's back.
9. Review deposit info and slide to submit.

Video: How To Make a Mobile Deposit

Frequently Asked Questions

• Endorse your check by signing the back in blue or black ink and writing “for BECU mobile deposit only” near your signature
• Use a dark backdrop when photographing your check
• Smooth out check so that it lies flat
• Have both parties endorse (sign the back) if the check it is made out to two payees
• Know that some checks don't work with Mobile Deposit, e.g., checks with a cluttered design and occasionally  unemployment insurance checks and money orders

• Hold the phone directly above the check
• Do not come from an angle
• Hold the phone as steady as possible
• Keep the default flash on for better lighting
• Turn off auto-capture if it's not working: use manual capture
• Verify the entire check is visible and that the text is clear

• Mobile check deposits take a few minutes to appear and do not show up immediately
• Send us a message using Messenger if you have issues with a mobile check deposit 
• Keep the check for 30 days in case there are issues with your deposit**
• Avoid a duplicate deposit by writing "Deposited” on the back – be sure to also include the date
• Divide a check between multiple accounts by first depositing to checking; then initiate a transfer to any and all accounts. (Do not deposit into savings – fees occur once you exceed six transfers per month from savings accounts)

How long does it take for a mobile deposit to go through Bethpage?

Can you use Zelle with Bethpage Federal Credit Union?

Can I deposit money in any ATM Bethpage Federal Credit Union?

How much money can you take out of Bethpage ATM?