Phone number to pay capital one credit card

Phone number to pay capital one credit card

There are several options for remitting your Capital One credit card payment each month. You can pay online, via your phone, using a mobile app, through the mail and more. You can even set up automatic payments. Choose the option that works best for you.

Pay Online

Account holders can conveniently pay their bill electronically by enrolling in Capital One's online banking feature. To set up your account online, you will need to have the following information handy:

  • Capital One credit card number
  • Social security number
  • Email address
  • Three-digit security code on the back of the card

Add Bank Account

Once your profile is set up, you will be able to add the checking account and routing number that should be used to withdraw funds for payment processing.

Payment Processing

To avoid being penalized with a late fee, it is important to be aware of the payment processing schedule.

Date of Submission Time Posting Date
Monday-Saturday before 8 p.m. EST same business day
Monday-Saturday after 5 p.m. EST next business day
Sunday anytime next business day
Holiday anytime next business day

AutoPay

Cardholders also have the option to pay their Capital One bill using the AutoPay feature. This option can be activated in the Online Banking module, and will process the monthly payment on the date you select by automatically withdrawing funds from the bank account you authorize.

It is important to note that the deletion of account information simultaneously cancels all scheduled payments.

Pay by Phone

Payments can be made by calling 1-800-955-7070. There is no charge to use this service.

Pay by Mail

If you do not mind paying for postage to make a payment, mailing a check or money order with the payment coupon (attached to the statement) is an option. Individuals who do not receive or have misplaced a copy of their statements can use the Credit Card Payment Wizard to obtain the payment remittance address. To use this function, you will need to enter the first six-digits of your credit card number.

When submitting payments by mail, allow at least seven days for processing.

Mobile Solutions

Capital One also offers mobile payment options to customers, allowing them to make payments from their smartphones.

Mobile Phone App

You can download the Capital One iPhone or Android app to your smartphone to make payments on the go. The mobile phone application can be accessed at any time.

Mobile Web

Cardholders can also visit Capital One's mobile site from their cellular device without downloading the app to make a payment.

Online Bill Pay

Many financial institutions offer online bill pay solutions to their customers. In most instances, you can select the payment date and amount, and the funds will automatically be transferred from your bank account to Capital One each month.

A monthly fee may be charged for online bill payment through another financial institution. Contact your financial institution to learn more about the options they offer.

Disallowed Payment Forms

Unfortunately, you cannot use any kind of debit or credit card to make your payment, including MoneyCards and gift cards. Capital One does not accept them as a form of payment.

Important Points to Consider

Regardless of the payment option selected, be sure to allow an ample amount of time for processing. Always make the minimum payment each month by the due date to avoid extra fees and penalty APRs that may apply.

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Last Updated: July 8, 2022 by the TRUiC Team


Capital One Customer Service

The quickest and easiest way to reach Capital One is to call their toll-free customer service number

You can also contact Capital One customer service via chat or email.

How to Reach Capital One Customer Service:

  1. Call 1-877-383-4802
  2. Press 1 (credit card)
  3. Press 0 at each prompt (five times) 

This will direct you to a live agent. If you are calling about a matter other than credit cards, ask them to redirect the call to the appropriate department.

More Capital One Toll-Free Customer Service Numbers

Capital One provides specific toll-free customer service numbers for your specific issue, including:

TRUiC Business Credit Resources

Business credit is essential for small businesses to establish themselves and grow. There are a few key things small businesses can do to build their business credit. Here are some resources to help you:

Capital One has helpful links on its website and within the Capital One Mobile app. Customers can access accounts, make deposits and payments, explore financing options, and more.

Any Capital One customer can access their personal and/or business account information once signed into the website or app. The account holder dashboard displays accounts and provides easy access to chat with Eno. Bills can also easily be accessed, and payments can easily be made.

More Capital One Website Links:

  • Credit Cards
  • Business Credit Cards
  • Checking & Savings Accounts
  • About Capital One
  • Privacy Information

  • Net-30 Vendors to Build Business Credit
  • How to Establish Business Credit
  • How to Get a DUNS Number for Free
  • How to Build Business Credit
  • Vanity Phone Number Generator
  • How to Get a Toll-Free Number

How do I pay my Capital One credit card by phone?

How to make a Capital One credit card payment by phone:.
For personal cards, call the automated customer service line at (800) 227-4825. For small business credit cards, call (800) 867-0904..
Enter the last 4 digits of your card number and Social Security number..
Follow the voice prompts to make a credit card payment..

Can I pay my credit card bill over the phone?

Most credit card issuers let you pay by phone, through an online account or mobile app, or by mail. You might even be able to pay in person. Here's what to know about how you pay credit card bills and why it's so important.

How do I make a payment to my Capital One credit card?

Simply go to your online account and select 'Make a payment'. You'll be asked for your debit card number, expiry date and the CVV number (last three digits) on the back of your card. Paying this way will also take two working days to process.

What is the number for Capital One credit card?

1 (800) 227-4825Capital One / Credit card supportnull

What is the phone number for Capital One customer service?

1 (877) 383-4802Capital One / Customer servicenull

Can I pay my Capital One credit card over the phone with a debit card?

Yes, you can pay your Capital One credit card with a debit card, just not directly. You may use a checking or savings account to pay online or over the phone.