How to verify identity for apple pay

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How to verify identity for apple pay
LICENCE TO SPILL: iPhone users can share details from their driver’s licence or state ID card to apps that require identity or age verification

iPhone and Apple Watch users in the US can now verify their identity in third-party apps with their digital driving licence or state ID card stored in Wallet.

Apple has added the functionality to its newly-released iOS 16 operating system, allowing users to respond to requests from third-party apps that support the feature when they are purchasing items such as airline tickets or alcohol that require age or identity verification by opting to share the requested information from a digital ID document held in Wallet.

“Users can simply tap a button to seamlessly present their driver’s licence or state ID information in apps that require identity or age verification,” Apple says.

“They’ll review the data that’s being requested, if the data will be stored and for how long.

“Their information will only be shared if authorised with Face ID or Touch ID.”

The US states of Arizona and Maryland currently support Apple digital IDs while Colorado, Connecticut, Georgia, Hawaii, Iowa, Kentucky, Ohio, Oklahoma, Utah and the territory of Puerto Rico have also confirmed that they have plans to roll out the service.

Apple digital driving licences and state IDs went live in Arizona in March. 

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When I set up Apple Pay Cash today, I was immediately prompted to verify my identity. I went through all of the steps, which included entering my full social security number and taking pictures of the front and back of my driver's license. And after all of that, the verification failed.

You cannot try again. Apple Pay Cash gets permanently restricted until you call Apple to have them deactivate your Apple Pay Cash. Then you can try it all again from the start.

After 45 minutes on the phone with Apple, I still cannot use Apple Pay Cash. The issue is that my billing address (which is my home address) does not match the address on my driver's license. And my state no longer issues new licenses for address changes. You submit your new address to the DMV, but you keep your existing license with the old address on it. There are only two ways I can get an updated license in my state. 1. Wait until this one needs to be renewed. 2. Expensive fees and paperwork filed in person at the DMV. I don't want to spend the time and money to get a new ID when Apple Pay Cash is the only thing that requires it. Nor should I have to.

The "Apple Pay Specialist" I spoke to only had one solution for me. He suggested that I just enter the address on my license as my billing address. I explained that I have not lived at that address in nearly 3 years. I further explained that I was uncomfortable putting someone else's address down as my billing address on a financial account. He told me that there was nothing else they could do.

This seems really poorly designed. Has anyone else seen this? Does anyone have any suggestions?

EDIT: I think the real issue here is the broken process on Apple’s end. I’ve had an iPhone since the 3G. And it’s been the same phone number, Apple ID, name, etc., that whole time. They already have my debit cards and credit cards set up in Apple Pay. The iPhone X in my hand was ordered from Apple and shipped to my home address. I think they should have more than enough in their records to verify my identity.

Last Updated on Aug 9, 2021

Send and Receive Apple pay cash via Message is a new trend for quickly send money to your Friends without your Credit card, Debit card securely. There is some functionality that works for Cancel, Accept and Dispute payment before your Friend Accept apple pay cash to Wallet app.

Read the below cases and Get Rid “Verify your Identity” on iPhone XS Max, XS, XR,  X, iPhone 8/8 Plus, iPhone 7/7 Plus, iPhone 6S/6S Plus.

Note: Apple Pay Cash for Message not Available on iPhone 5.

Steps to fix: “Verify your Identity” for Apple Pay Cash on Message – iPhone/iPad

Clue #1:

Double Check your Card info saved in Wallet app. Open Wallet app on iPhone > Tap on Apple Pay Cash Card > Get full card info by a tap on (i) button.

Are you getting the error on Apple Watch, Configure settings on iPhone.

Clue #2

Know your Region for using Apple Pay in the Messages app

Apple Pay Cash for iMessage only launched in the USA at first. And Will be available soon other countries and around the world. You are not in the USA then you won’t verify your Personal identity if you are the iPhone Owner.

So, Apple Pay Cash is not Available in UK, Canada, Australia, New Zealand, Dubai, and Other Countries.

Clue #3

Without Verifying identity we can transact under $500. For Transfer & Send more than $500 you must need to Apple pay verifies identify.

Clue #4

Apple pay for iMessage activates for the people online for 18 or 18+ Old.

Clue 5

Enter the correct personal details like Name, Address, Social Security Number, Date of Birth, and Answer of personal History, Also Send Image of your Personal Driving license or Photo ID proof.

How to verify identity for apple pay

How to verify identity for apple pay

Check Internet connection: It doesn’t matter using Wi-Fi or Cellular.

  • Wi-Fi Not Working on iPhone
  • Cellular Data Not Working on iPhone

You might be Verify before purchase using Apple Pay on App Store, Web Apple Pay, Send money or Receive money.

Clue 6

Close apple pay account and Create a new account

Clue 7

Force Restart iPhone or Hard Reboot (iPhone XS Max, Xs, Xr, X, iPhone 8, iPhone 8 Plus, iPhone 7/7 Plus, iPhone 6/6 Plus, iPhone 5S)or Force Close app and try again.

Above all the possible fix and guide for submit Verify your Identity step on your iPhone.

we are happy to help you, submit this Form, if your solution is not covered in this article.

HowtoiSolve Staff

Jaysukh Patel is the founder of howtoisolve. Also self Professional Developer, Techno lover mainly for iPhone, iPad, iPod Touch and iOS, Jaysukh is one of responsible person in his family. Contact On: [OR]

How do I verify my Apple Pay identity?

How to verify your identity for Apple Cash.
Go to your card info: iPhone: Open the Wallet app, tap your Apple Cash card, tap the More button. , then tap Card Details. . ... .
Tap Verify Identity..
Follow the onscreen steps. When capturing your driver license or state ID card, use these tips: Place your card on a dark background..

How do I skip verifying identity on Apple Pay?

There is no workaround or alternative to verification. You can still use your account without verification, but you won't be able to access certain features of your Apple Cash account, like sending and receiving money and adding money to your balance. All our best.

Why is my Apple Pay not verifying?

Start by going to settings>general>reset>and reset all settings. Turn off your device and turn it back on. Sometimes if you sign out of your Apple ID and back in it resolves the problem. Make sure you are using the latest iOS/macOS update.