How to get car insurance quotes without personal information

  • You’ll need to give your ZIP code and vehicle information for an anonymous quote
  • An anonymous quote won’t provide accurate rate information
  • Your age, driving record, vehicle, credit score, and ZIP code are needed to determine car insurance rates

Drivers can get an anonymous car insurance quote online. However, it won’t be accurate since car insurance companies depend on personal information like age, driving record, and credit score to set rates.

If you want an anonymous quote, you’ll still need to give your ZIP code and vehicle information. The quote you receive will show the general rates for your area and vehicle. However, your age and driving history can significantly affect your quote.

Keep reading to learn more about anonymous car insurance quotes and what information you need to give to get accurate quotes.

  • Can you get an anonymous car insurance quote?
  • What’s the advantage of a car insurance estimate without personal information?
  • What information do you need to provide when getting a car insurance quote?
  • How can you compare car insurance without personal information?
  • Anonymous Car Insurance Quotes: The Bottom Line
  • Frequently Asked Questions
    • Do you need to give your Social Security number to get a car insurance quote?
    • Will my car insurance quote reflect my actual payment?
    • Are car insurance quotes without personal information accurate?

Can you get an anonymous car insurance quote?

Car insurance companies look at many factors to determine rates, like age, driving record, credit score, vehicle, and ZIP code. Without that information, a car insurance quote won’t be very accurate.

The best car insurance companies that sell online allow you only to enter your ZIP code and vehicle information to get an estimate. However, you need to enter all of your information to get the most accurate quote.

Typically, an anonymous car insurance quote only shows the average rates in your area for your vehicle. It doesn’t consider your driving record or other factors that significantly impact your rates. So, don’t expect an anonymous quote to give you accurate rates.

Are you looking for free insurance quotes?

Your one-stop online insurance guide. Get free quotes now!

 Secured with SHA-256 Encryption

What’s the advantage of a car insurance estimate without personal information?

Whether you’re afraid of identity theft, a hit on your credit score, or being spammed with calls and emails, you might consider getting an insurance quote without entering your personal information.

For example, you may get a generic quote from a bunch of companies in your area to get a feel for each company. Then, you can narrow your search to around three companies to get specific quotes from to find your best deal.

While you can use a car insurance calculator without personal information, your estimate won’t be very accurate. You’ll still need to give your driver’s license number, age, and how your vehicle is used to get a correct quote.

Insurers must protect your personal information, so once you’ve found a reputable company you think will meet your needs, you can confidently give them personal information for an accurate quote.

In addition, most insurance companies perform a soft credit check, which doesn’t impact your credit score.

What information do you need to provide when getting a car insurance quote?

Car insurance companies need a lot of information to determine rates accurately. Since car insurance companies base rates on how risky you are to insure, the more information you provide, the more accurately insurers can determine rates.

Typically, you’ll need to provide:

  • Driver’s license numbers of all listed drivers
  • Birth dates of all listed drivers
  • Vehicle information for all covered vehicles
  • Address where you primarily park your car
  • Prior insurance information

If you choose not to provide this information, you can’t tell if the insurer is right for you. For example, the best car insurance companies for bad driving records may not be the same for young drivers.

When you give all of the requested information, you can better decide the company with the best rates for you.

How can you compare car insurance without personal information?

Although some car insurance companies won’t let you start the quote process without a driver’s license number, some only require a ZIP code. While a car insurance calculator gives a generic estimate of coverage costs in your area, it needs more information to be accurate.

You can also provide fake information when getting a quote, but don’t expect it to represent your final rates accurately. Once you find a car insurance company that meets your needs, give them your correct information to get a genuine quote.

The easiest way to compare quotes is to use a comparison website. You only have to input your information once, and the website compares multiple companies for you. So, while you still have to give information, it’s only once.

Are you looking for free insurance quotes?

Your one-stop online insurance guide. Get free quotes now!

 Secured with SHA-256 Encryption

Anonymous Car Insurance Quotes: The Bottom Line

While you can get an anonymous car insurance quote, it won’t be accurate because car insurance companies need your personal information, like age, driving record, and credit score, to get a precise quote.

Be prepared to give your date of birth, driver’s license number, and vehicle information to get car insurance quotes. Reputable insurance companies keep your information private and won’t spam you with calls and emails.

For the best rates, compare quotes from at least three car insurance companies after giving your personal information.

Frequently Asked Questions

Do you need to give your Social Security number to get a car insurance quote?

Whether or not you need to provide your Social Security number depends on the car insurance company. You’ll have to give your SSN if the company uses credit scores to determine rates. However, if the company doesn’t look at credit, you won’t have to provide that information.

Will my car insurance quote reflect my actual payment? (adsbygoogle = window.adsbygoogle || []).push({});

If you give accurate information, your quote should be as close as possible to your actual rates. However, rates may change once you pick an insurance company that verifies your information. 

Are car insurance quotes without personal information accurate?

Unfortunately, you can’t get an accurate car insurance quote without giving your personal information. Age, driving record, credit score, vehicle, and ZIP code significantly affect your rates. Without that information, the insurer can only give generic estimates.

Are you looking for free insurance quotes?

Your one-stop online insurance guide. Get free quotes now!

 Secured with SHA-256 Encryption

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

D. Gilson is a writer and author of essays, poetry, and scholarship that explore the relationship between popular culture, literature, sexuality, and memoir. His latest book is Jesus Freak, with Will Stockton, part of Bloomsbury’s 33 1/3 Series. His other books include I Will Say This Exactly One Time and Crush. His first chapbook, Catch & Release, won the 2012 Robin Becker Prize from Seve...

Full Bio →

Written by
Professor & Published Author

How to get car insurance quotes without personal information

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

How to get car insurance quotes without personal information

Can you get car insurance online without talking to someone?

Yes, nearly every major insurer offers a way to get quotes for car insurance online, though some require you to contact an agent before you can finalize your purchase. However, many companies allow you to complete the entire process on the internet, from quote to purchase.

Are insurance quotes confidential?

Fortunately, your information is kept safe by insurance companies unless you allow them to share it otherwise. Most of the personal information you give on a car insurance is confidential and laws are in place to protect your information.

Can insurance companies ask for personal information?

Insurance companies will ask for personal information such as your Social Security number and birth date to confirm your identity. They may also want to know what your salary is because they might limit how much insurance you can get based on your annual earnings. It's important to answer questions honestly.

Can I get a life insurance quote without giving my phone number?

You can get anonymous life insurance quotes through Simply Insurance, we don't collect any personal information for a quote. In fact, you can calculate as many life quotes as you would like without having to worry about phone calls from agents.