How to delete a credit card from google account

Mobile payments are easier than ever, with more vendors supporting services like Apple Pay, Google Pay, and Samsung Pay than ever before. The explosive adoption rate is partially because of the COVID-19 pandemic as retailers scrambled to find a way for a more hands-off experience at their stores. If you somehow haven't jumped on the mobile payment bandwagon yet, this is arguably the best time to start, as most of the kinks have been ironed out.

It's simple enough to get going on Google Pay. You just have to add your credit card details to your account, and then you can use your phone in place of your card next time you check out. Here's how to add and remove credit cards from Google Pay.

Set up Google Pay

Before you can use Google Pay, you will have to set up your account by connecting it with your Google account and phone number. Just follow these steps:

  1. Go to the Google Pay app on your phone.
    1. Not every device comes with the app pre-installed. If you don't have it, you can always download it from the Google Play Store.
  2. The next screen will ask which account you want to connect to. Pick the account you want to use.
  3. Next, add your phone number to connect it to the service.
    1. Google verifies that the number you provide is the same one associated with your card provider. When adding a new credit card or bank account, Google will prompt the bank to send you a verification code to protect the account. As such, you need to have the same number on your Google Pay and bank accounts. Linking your phone number also allows people to send you money directly.

Your Google Pay account is now set up, and you're able to start adding cards.

How to add a credit card to Google Pay

You will obviously need to attach your credit card details to use Google Pay. The process is simple, and if you have ever added a card to an online account you will be able to do this easily enough.

  1. From the main screen on the app, tap the card button at the top.
    1. The actual text of the button varies depending on whether you have cards already synced with the account. It may say something along the lines of "Set up contactless."
  2. Swipe over until you see a blue card outline that reads "Add a payment method" and tapthe "Add a card" button at the bottom.
    1. If you have credit cards linked with other Google services (like the Play Store), they may show up here. If you select one of these cards, Google will still ask you to confirm the security code and billing address.
  3. Once the card is added, you will receive a code via text or email to confirm the addition.

Once you type in the code, your card should automatically appear. You can now use it to make contactless payments right from the lock screen.

How to remove a credit card from Google Pay

If you are done using Google Pay permanently, or you simply need to replace your credit card, you'll want to remove any old or unnecessary cards from the account.

Luckily, removing a card from Google Pay is even simpler than adding one. To remove a card, just follow these steps.

  1. From the Google Pay main screen, tap the cardbutton at the top.
  2. Tap on the card you wish to remove. More details about it should pop up.
  3. Click the three dots in the top right corner and click "Remove payment method".
  4. A pop-up will appear confirming you want to do this. Click "Yes, Remove".

And just like that, your card is removed from the Google Pay account.

Google Pay is a pretty robust payment service, allowing you to process transactions, send and receive money from friends, and even view bank balances. It also has multiple layers of security, so your financial details are well-protected. The service is growing in popularity, but Apple's massively popular pay service still dominates the market (though Apple Pay is far from perfect). Despite the stiff competition, Google Pay is continually improving as the company refines the service and brings in professional help to steer it into the future.

For more help with Android, check out our tips and tricks for taming your Google Photos collection, as well as our roundup for the best Android devices.

Buying things and paying for subscriptions online has been completely normalized and is one of the easiest ways to do so. Google lets you add and keep debit and credit card information stored in your Google Account, so you have that info wherever you go. One important aspect of this is being able to manage payment methods in your Google Account, whether that’s adding or removing them. Here’s how to do that.

Benefits of adding debit and credit cards to your Google Account

As mentioned, making payments online is just a normal part of life. Unlike adding your payment methods to just any one site, adding one to your Google Account has a few more benefits. For instance, the payment methods you add to your account follow you through most Google apps, meaning you can sign up for subscriptions and enable payment autofill in Google Chrome as well as certain apps.

Using Google Pay adds a certain measure of security. Certain cards used online can be assigned a virtual number which is harder to trace back to your actual card information. Not only that, but cards added to your Google Account can be easily added to GPay on Android for easy in-store contactless payments. In general, adding payment info to your Google Account can make online shopping and digital payments much easier, which is rarely a bad thing.

To be clear, this guide isn’t going into details about adding and removing payment methods on GPay, since the app is focused on contactless payments. Think of payment methods in your Google Account as the parent of GPay payment methods. Payment methods added to your Google Account serve a few different purposes.

How to add payment methods to your Google Account

There are a couple of ways you can add payment info to your Google Account. You can either do it on a desktop with Google Chrome, or you can use your mobile device with the Google app for Android. Here’s how to add payment methods to your Google Account:

On Chrome for desktop

  1. On your computer, open up Google Chrome.
  2. In the top-right corner of the Google Search page, click your profile photo.
  3. Click Manage your Google Account.
  4. At the top, click Payments & subscriptions.
  5. In the first box, hit Manage payment methods.
  6. Click Add payment method and choose between a bank account or debit/credit card.
  7. Enter the information needed for either.
  8. Follow the steps to authorize that payment method.
How to delete a credit card from google account
How to delete a credit card from google account
How to delete a credit card from google account
How to delete a credit card from google account

On Android

  1. On your Android device, open the Google app.
  2. In the app, tap your profile photo.
  3. Tap Manage your Google Account.
  4. Scroll through the sections and look for Payments & subscriptions.
  5. Tap Add payment method.
  6. Choose an existing card or tap the plus icon with the text that leads Credit or debit card.
  7. Scan the card with your camera or choose to enter the details manually.
  8. Enter the information needed for either.
  9. Follow the steps to authorize that payment method.
How to delete a credit card from google account
How to delete a credit card from google account
How to delete a credit card from google account
How to delete a credit card from google account

Whichever way you decide to add a payment method, you might have some steps that are unique to the bank tied to your card. Generally, the last few steps are easy to do and shouldn’t take long at all. Banks sometimes take a bit of time to authorize a credit or debit card, but no more than a few minutes.

Removing payment methods from your Google Account

Whether on desktop or on mobile, removing payment methods might be even easier than adding them. You might have to do this if a card expires, you lose one and have had it replaced, or you just don’t use the institution anymore.

If any of those things happen, you can follow these steps to remove a payment method from your Google Account:

  1. In the Payments & subscriptions page in the Google app or at Google’s payments center online, look for the card you want to remove.
  2. On desktop, click Remove under the payment method. On Android, tap the card and then hit the three-dot menu at the top, followed by Remove payment method.
  3. Confirm removal.

Once you do this, you’ll need to add these cards again if you ever want to use them through Chrome or GPay, and maybe even Google Wallet in the future. The removal process isn’t ever permanent unless the card has been deactivated by your bank.

Managing payment activity

Lastly, there is an extra page that can come in handy for those who have subscriptions active with their Google Account. That page is the Activity section in your Google Account. Here, you can check when charges were created and how much they were for.

This page will show you Google subscriptions as well as payments made through Play services. For instance, purchases made through apps will appear here. This makes it easy to track your spending in-app.

Overall, being able to manage your payment methods is good practice since cards and bank accounts come and go. Keeping your Google Account up-to-date is not only safer but makes it easy to make payments online or through GPay since there’s less to scroll through in the end.

More on Google:

  • The Google Play Store looks to be getting a new logo
  • Google Calendar Reminders migration: Mandatory, no location-based Tasks or Keep integration
  • Google Stadia countries: Where it’s available, and how that compares to Xbox and Nvidia

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