Don’t have a debit card but still want to use Apple Pay because of how convenient it is? No problem. We’ll show you other ways of adding money to Apple Pay that don’t include debit cards. Show
You can add money or fund your Apple Pay, not only with a debit card, but with a credit card, prepaid card, e-money card, and Apple Cash. How to Add Money to Apple Pay Without Debit CardIf for some reason you don’t have a debit card to fund your Apple Pay Wallet, you’ll be happy to know that you can use other methods of funding (adding money) to it. Apple Pay can be funded by:
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Conditions at upgrade.com As you can see, there’s still no way of adding funds to Apple Pay or Apple Cash directly from a bank account. Keep on reading to find learn more about the methods of funding your Apple Pay wallet as well as what the difference between Apple Pay and Apple Cash is. How to Add a Card for Apple Pay on your iPhoneThe easiest way of adding a new card, or one that was previously added, to Apple Pay is by using your iPhone. To add a new card on your iPhone:
To add a previously added card on your iPhone:
Once you’ve added a card to Apple Pay, you can start using it straight away. READ ALSO: How to Verify Cash App Card for Apple Pay (Without Issues) What if You Can’t Add a Card to Apple Pay Wallet
Sometimes, there seems to be an error when you’re trying to add a card to Apple Pay. What can we do if that happens?
It’s important to know that Apple isn’t the one that approves or declines cards for use with Apple Pay. In the case your card was declined, you’ll have to sort it out with your bank or card issuer. Apple Pay vs. Apple Cash
If you’re confused about Apple Pay (Wallet) and Apple Cash, you’re not the only one. People tend to use the two terms interchangeably. However, there are some important differences. The easiest way of explaining it is that Apple Pay replaces your physical cards (debit, credit, loyalty, transit…) and serves as a de facto wallet. On the other side, Apple Cash lets you send and receive money and is also a part of the Apple Pay Wallet app. You can use Apple Cash to spend money in stores, online, and in apps with Apple Pay. You can also use it to fund your Apple Pay, especially if you don’t have a debit card. However, to fund Apple Cash, you’ll need a debit card, or get payments via Messages or Daily Cash (cash back) from using your Apple credit card. You can use Apple Pay as a payment method separate from Apple Cash. On the flip side, you can only use Apple Cash as a payment method through Apple Pay. How to Set up Apple CashSetting up Apple Cash is straightforward:
This will de facto give you another card – Apple Cash Card. You can find it in your Apple Wallet. From now on, whenever someone sends you money, it’s automatically kept on your Apple Cash card. READ NEXT: Cash App Vs. Apple Pay (NEW Update) How to Add Money to Apple CashAfter you’ve successfully set up Apple Cash, it’s time to add money to your balance. To do this, you can use the debit or prepaid cards already in use with Apple Pay Wallet. Digital Banking Apps Worth to Know About
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As a mobile banking app affiliate, I earn from qualifying purchases. If you don’t have any cards in your Wallet to fund Apple Cash, you’ll need to add one before being able to add money. So, to add money to Apple Cash from the Apple Wallet app:
What is Apple Card
Apple says that they “reinvented” the credit card with Apple Card. However, is that really true? There is some merit to their statement. See for yourself:
However, you need to have an iPhone or iPad to use it, otherwise, you’ll only be able to use it for eligible purchases online and in-store at Apple. READ NEXT: How to Use Apple Pay at Target (Guide & Helpful Tips) How to Apply for Apple Card on Your iPhone
So, what happens next? When you take the offer, Apple Card will be automatically added to the Wallet app. You can then apply for a physical titanium Apple Card. How to Apply for a Titanium Apple CardIf you don’t want to use only the Apple Pay app but you’d also like a physical card, you can easily order one.
Perhaps the most intriguing part of Apple’s take on credit cards is that it has NO fees. There are no annual or membership fees, no over the limit fees, no foreign transaction fees, and no late fees. However, you need to know that late or missed payments will result in further interest accumulating toward your balance. They are also working towards having the lowest interest rates in the credit card industry. ConclusionYou don’t have to have a debit card to fund your Apple Pay wallet. You can also use prepaid cards, credit cards, as well as Apple Cash. It’s a shame you can’t use a bank account to fund your wallet directly as you would with your PayPal, however, other means will hopefully be enough for you. Additionally, you can easily get a digital bank account for free that will give you a debit card as soon as you open the account. Finding a good digital bank can be tricky if you don’t know what to look for. Luckily, we have a handy step-by-step guide to opening a bank account online.
Adrian Volenik is a fintech enthusiast who loves testing and reviewing digital banking apps and financial products in general. How many digital banking accounts can one man have? Not enough, if you ask Adrian. As his wallet will soon explode if he doesn’t cut back on the number of cards. How do I add an Apple Gift Card to my account?If you want to add an Apple gift card specifically, it only takes a couple of simple steps. Log in to your iPhone to begin. Step 1: Head to the App Store. When it opens, select your personal icon in the upper-right corner. Step 2: In your account, select Redeem gift card or code.
How do I add money to my Apple account balance?Then use your Apple Account balance to buy apps, games, music, iCloud+, and more. If you want to add a payment method to your Apple ID, not add funds to your Apple Account balance, learn how to add a payment method. Tap your photo, initials, or the sign-in button at the top of the screen. Tap "Add Money to Account."
How do I add a payment method to my Apple ID?If you want to add a payment method to your Apple ID, not add funds to your Apple Account balance, learn how to add a payment method. Tap your photo, initials, or the sign-in button at the top of the screen. Tap "Add Money to Account." To add funds instantly, tap the amount that you want to add.
How to set up Apple Pay on MacBook Air?Open Wallet settings on your device. On your Mac model with Touch ID, go to System Preferences > Wallet & Apple Pay. On your iPad, go to Settings > Wallet & Apple Pay. Follow the steps on the screen to add a card. Verify your information with your bank or card issuer.
Can you add money to Apple Pay with a gift card?You can't use credit cards with Apple Cash, and you might not be able to use some prepaid cards. You can't add money from a gift card, even if it's already in Wallet. Apple Card is issued by Goldman Sachs Bank USA, Salt Lake City Branch.
How do I add money to Apple Pay without debit card?How to Add Money to Apple Pay Without Debit Card: Use a Credit Card. Go to the app drawer and open the Wallet app on your iPhone.. Now, select the Apple Cash Card on your iPhone Wallet app.. On the Apple Cash Card, you'll find an option that says Add Money. ... . Enter an amount of money that you want to add to Apple Cash.. What gift cards work with Apple wallet?If you don't want to mess with bank accounts, consider these nine prepaid cards that are compatible with the Apple Pay mobile wallet.. Brinks Prepaid Mastercard. ... . PayPal Prepaid Mastercard® ... . NetSpend® Visa® Prepaid Card. ... . Playcard Prepaid Mastercard. ... . NetSpend® Visa® Prepaid Card. ... . Serve® American Express® Prepaid Debit Account.. |