You can send, request, or receive money with Zelle®. To get started, log into America First Credit Union’s mobile app or online banking and select Transfers and Send Money with Zelle®. Enter your email address or U.S. mobile number, receive a one-time verification code, enter it, review and accept the terms and conditions, and you’re ready to start sending and receiving with Zelle®.
To send money using Zelle®, simply select someone from your mobile device’s contacts (or add a trusted recipient’s email address or U.S. mobile number), add the amount you’d like to send and an optional note, review, then hit “Send.” The recipient will receive an email or text message notification via the method they used to enroll with Zelle®. Money is available to your recipient in minutes if they are already enrolled with Zelle®.
To request money using Zelle®, choose “Request,” select the individual from whom you’d like to request money, enter the amount you’d like, include an optional note, review and hit “Request”. If the person you are requesting money from is not yet enrolled with Zelle®, you must use their email address to request money. If the person has enrolled their U.S. mobile number, then you can send the request using their mobile number.
To receive money, just share your enrolled email address or U.S. mobile number with a friend and ask them to send you money with Zelle®. If you have already enrolled with Zelle®, you do not need to take any further action. The money will be sent directly into your America First Credit Union account, typically within minutes.
If someone sent you money with Zelle® and you have not yet enrolled with Zelle®, follow these steps:
a. Click on the link provided in the payment notification you received via email or text message.
b. Select America First Credit Union.
c. Follow the instructions provided on the page to enroll and receive your payment. Pay attention to the email address or U.S. mobile number where you received the payment notification - you should enroll with Zelle® using that email address or U.S. mobile number to ensure you receive your money.
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We Just Made It Easier to Manage Your Money!
Introducing Money Manager from America First.
- All of your America First Accounts are automatically added
- You can add your other non-America First accounts and view them in Online Banking
- Your Transactions are automatically categorized
- Track all of your spending
- Easy and intelligent budgeting
- Instantly manage all of your debt
- Create a financial road map
Log in and try Money Manager out today, and make your life easier.
- Now, start clicking and see what you can do with your new Money Manager.
Frequently Asked Questions
It's a free, versatile tool that combines, tracks, and organizes all of your financial information. You can watch your expenses, create budgets, set future goals, and more.
Money Manager is free to all members who have Online Banking.
Security is one of our top priorities, and you can be assured your financial data is protected with Money Manager.
Yes. You can access Money Manager through the America First mobile app.
It will import 90 days' of transaction history
from America First when you log in. The amount from another institution varies according to its policies.
As long as you keep your credit union account.
Yes. Log in to Money Manager, open Account View, then click on +Add an Account in the navigation bar. Choose Account Type, enter your details, and click
Save.
Click on +Add a Manual Account and choose Property under Account Type.
When imported, they're auto-categorized based on how you and other users manage similar transactions. When you change a category, Money Manager will remember your preference for the next time.
No, these cannot be deleted. You can, however, choose to exclude accounts.
No, this data can't be recovered from account that's been deleted. Before you delete, be sure that's something you want to do.
Not all online systems are compatible with
common aggregation methods.
A special category, Transfer, is for loan payments and transfers excluded from Spending and Budgets.
*Please note: All loan payments have two transactions: the negative transaction of money leaving your bank account, and the positive transaction of money being paid toward a debt, decreasing the amount you owe. The negative transaction should be categorized as an expense, so your budget will reflect your spending in that area. The positive transaction should be categorized as a transfer, so it does not void the expense of the loan payment. Credit card payments are different from auto loan payments, since there is no property associated. Credit card payments are for money borrowed, on a transaction already accounted for in your budget. If you actively use your credit card, those payments should be categorized as Transfer: Credit Card Payment.
It depends on where you have funds, but you will usually need to add each account separately. This means if you have three accounts with another institution, such as checking, savings, and a loan, you will need to enter your log-in credentials for each type.
Support varies based on browser version. Using something
like Chrome will be more compatible than an outdated Internet Explorer version. If your browser is incompatible, Money Manager will alert you.