Frequently Asked Questions
Where do I send my loan payment?
First National Bank Omaha
PO Box 2557
Omaha, NE 68103-2557
How do I reset my Username and Password?
Reset your password on our Secure Password Reset page.
How do I enroll in my online banking account?
Click Hereto enroll in Online Banking.
Not seeing what you need? Visit our Personal Help Center for additional Frequently Asked Questions.
Quick Links
- Stocks
- Currencies
- Commodities
- Rates & Bonds
- Sectors
- Watchlist
Recently Viewed Companies
First National Bank of Omaha operates as a full-service bank. The Bank offers savings and checking accounts, deposit, loans, insurance, investment, bill payment, cash management, debit and prepaid cards, and online banking services. First National Bank of Omaha serves customers in the State of Nebraska.
This question is about First National Bank of Omaha Credit Cards Reviews
@CLoop • 02/04/22 This answer was first published on 02/04/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not
provided, reviewed or endorsed by any company. To talk to First National Bank of Omaha customer service, call 1-888-530-3626 and then enter your card number and press #. This process will get you in contact with a live First National Bank of Omaha
representative who should be able to answer your questions or direct you to the appropriate department. If you
can’t or don’t want to talk to First National Bank of Omaha customer service over the phone, there are a few alternatives. Chip Lupo, Credit Card Writer
How to Talk to First National Bank of Omaha Customer Service by Phone
Answer Question
People also ask
Does First National Bank of Omaha do a hard pull?
Yes, any of the First National Bank of Omaha credit cards will do hard pulls upon applying. Their credit cards require at least good credit (i.e. a credit score of 700+), with the exception of the First National Bank of Omaha Secured Visa, designed for applicants with bad or no credit.… read full answer
There is no way to get pre-approved for a First Progress credit card. A hard pull usually causes an applicant's credit score to drop by 5-10 points. Most people’s scores bounce back within 3-6 months with responsible credit management, but it can take up to 12 months. You can learn more about how to minimize the credit score damage here.
show less
Where can I check my credit card application status?
You can check your credit card application status either online or over the phone, depending on the credit card company. Many credit card applicants receive a decision within minutes, but it can take longer if the issuer needs more information or if it’s a close call between approval and rejection. Some credit card applications stay in pending status for up to 30 days.… read full answer
All major credit card companies allow applicants to check their status by calling the main customer service line and following the prompts. Most major issuers – including American Express, Bank of America and Citibank – also offer a way to check your credit card application status online.
How to Check Your Credit Card Application Status with Major Issuers:
Issuer | Phone Number to Check | Option to Check Online? |
American Express | (800) 567-1083 | Yes |
Bank of America | (800) 732-9194 | Yes |
Barclays | (888)232-0780 | Yes |
Capital One | Customer Service | No |
Chase | (800) 432-3117 | No |
Citibank | (888) 201-4523 | Yes |
Synchrony | (877) 379-8173 | No |
U.S. Bank | (800) 947-1444 | Yes |
USAA | (800) 531-8722 | Yes |
Whether you’re trying to check your application status online or over the phone, it can be stressful dealing with a pending credit card decision. Rest assured that even if you are eventually denied, you still have plenty of options.
Approval criteria for credit cards differ from one issuer to the next, and even from card to card with the same issuer. So if you’re denied for one card, it doesn’t mean you can’t be approved for another. For more information, check out this guide on what to do if your credit card application is denied.
show less
What do you need to get a credit card?
To get a credit card, you need a Social Security number, a non-P.O. Box U.S. mailing address, some form of income, and to be at least 18 years old. If you’re under 21 years old, you will need your own independent income, rather than shared income, to get a credit card. Your legal name, phone number, email address and date of birth will be required, too. In some cases, an ITIN or passport will be accepted in place of a Social Security number.… read full answer
Even though people who are under 18 years old can’t get their own credit card account, they can easily become an authorized user on an adult’s account. This enables the authorized user to get a card with their name on it and to begin building credit, but they won’t be responsible for paying bills.
Here’s what you need to get a credit card:
- Social Security number. ITIN or passport is acceptable, in some cases.
- Street address. P.O. Box addresses are not accepted.
- Annual income. For applicants under 21 years old, this can’t be shared income.
- Age. You must be at least 18 years old. If under 18, you can become an authorized user.
- Credit history. You don’t need credit history to get a credit card, but a good credit score will make it possible to get the best cards.
You can get a credit card with just the bare minimum qualifications, but you may not be able to get any credit card. There are credit cards for all categories of creditworthiness, so credit cards have vastly different approval criteria from card to card.
To see what credit cards you might qualify for, start by checking your credit score for free on WalletHub. You’ll also get personalized offers for credit cards that suit your personal financial situation, with approval odds included.
show less
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by WalletHub. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Did we answer your question?
Sorry! How can we improve this answer?